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 Can a Family Man earning RM3,000 survive in Malaysia

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Tahiri Centurica
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PostSubject: Can a Family Man earning RM3,000 survive in Malaysia   Wed Mar 05, 2008 9:49 am

Can A Family Man With Salary RM3,000 Survive In Malaysia ...!



Can a family man with Salary RM3,000 survive in Malaysia

Let's do some simple calculations here.


In Malaysia , the average family income is
RM3,000 /month
(where father works, mother doesn't).


I understand there are many families whose
monthly income does not reach
RM3,000,
but, to make things simple,
let's take
RM3,000 as the figure. Ok lah, right?

Okay, let's start rolling with a family which has
Papa, Mama, 1 daughter and 1 son. Ngam-ngam ....


Calculation starts...


Electricity and water bill:
RM100
(No air-con, No home theatre, No water heater ... ok?)


Phone bill ( Telekom):
RM100

Meals for a happy family:
RM775
(3 meals on RM25/day, RM25 for 4 persons...?)


Papa makan / teh-tarik during working hrs:
RM155
(RM5/day, RM5 ... can eat what?)


Car repayment:
RM400
(A proton saga aeroback, 7 yrs repayment)


Petrol (living in city, traffic-jam):
RM300
(go to work, bring son to school,
only can afford one car running)


Insurance:
RM650
(kids, wife and myself)


House repayment:
RM750
(low cost housing repayment for 30 yrs,
retired still have to work to pay!)


Tuition:
RM80
(got that cheap meh? i don't think so)


Older children pocket money @ school:
RM20
(RM1/day, eat bread?)


School fees:
RM30
(enough ah?)


School books and etc:
RM100
(always got extra to pay in school)


Younger children milk powder: &nbs p;
RM50
(cannot have the DHA, BHA, PHA one, expensive)


Miscellaneous:
RM100
(shampoo, rice, sauce, toilet paper)


Oh wait!!! I have to stop here, so...

No Astro,
no movie @ cinema,
no DVD,
no CD,
no online,
cannot KFC,
cannot McDonald,
cannot go Park walk during weekend (petrol expensive),
no chit chat on phone with grandparents, and etc...


Let's use a calculator to total up... WALAO EH! Shit!
RM3,610 already...

EPF belum potong, income tax lagi........oledi RM3,610 ....


How to survive lah tuan-tuan dan puan-puan sekalian ???


Our Deputy Prime Minister asked us to change lifestyle?


How to change? Don't eat? Don't work? Don't send children to school and study?


Besides that, I beli eve in Malaysia population, there are millions of rakyat Malaysia which still don't earn RM3,000/month!!!


What is this? Inilah Malaysia Boleh...
Sorry ... it should be Malaysians Boleh , because we're still alive and kicking!!

Our politicians must be mad!!!!


Please forward and comment boleh or tak boleh. No wonder so many Ah Loong around lah....



Got this in the mail today... was interesting so thought I'd share Smile

I completely agree with it too. I'm earning roughly RM2,800 at the moment, and I can't imagine owning a house with that pay in my lifetime in Malaysia.

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Nanoha

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PostSubject: Re: Can a Family Man earning RM3,000 survive in Malaysia   Wed Mar 05, 2008 11:47 am

Interesting post, though i've a few points i'd like to comment on.

1) if you're from an under privilege family, is it still reasonable to own a car? I know distances are much much further in msia than in singapore, so this usual argument might not be relevant there. But it's still a consideration isn't it? if you consider the proportion paid towards car and maintenance of it, it takes up a huge chunk of the monthly fees.

2) phone bills Rm100? im not sure..is that alot? im assuming the kids do not own handphones. of course, whether owning a handphone or not is considered a luxury that can be done away with amongst the underprivilege is another matter to consider. Razz

3) what about tax and other forms of subsidies for the underprivileged? are there any such schemes, governmental or not, in existence? and if so, is the cut off mark above or below the RM3k mark?
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Tahiri Centurica
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PostSubject: Re: Can a Family Man earning RM3,000 survive in Malaysia   Wed Mar 05, 2008 12:07 pm

There isn't much in terms of social security here. All they really have now is low cost housings.

And even if there were, those G-men would only approve Bumi applications. Well, not only, but VERY MUCH mostly!

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Mone
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PostSubject: Re: Can a Family Man earning RM3,000 survive in Malaysia   Wed Mar 05, 2008 12:11 pm

thats why husband and wife work in malaysia
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khoopek
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PostSubject: Re: Can a Family Man earning RM3,000 survive in Malaysia   Wed Mar 05, 2008 3:23 pm

*pulling hairs thinking of financial problem that might happen to me a few years later*
*goes to top floor of my apartment*
*jumps down to heaven*
*SPLAT*
problem solved!
*Level up!*
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